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 Industry Updates (Carrier Agnostic)

View newly released guidance regarding ARPA and COBRA Subsidies from trusted resources here:
NFP Compliance Team Guidance:


National Association of Health Underwriters Guidance:


NFP Washington Update – Possible Tax Changes: Learn about the 99.5% and STEP Act
Read about the White House’s American Jobs Plan and learn more regarding two proposed bills:

Below you will find a variety of American Rescue Plan Act (ARPA) Resources released from various reputable Industry sources.

American Rescue Plan Resources from NFP’s Compliance Team

National Health Underwriters Resources

Review the NAHU Employee Benefits Legislative Update Presentation Slides (NAHU event held 4/15)

U.S Department of Labor Guidance on COBRA Premium Assistance under the American Rescue Plan Act of 2021

An important reminder that the regulation surrounding COBRA subsidy will effect groups with both Federal COBRA & State Based (miniCOBRA).  Guidance from governmental resources found below offer perspective regarding Employer responsibility.  Tax advisors may be able to advise clients regarding their ability to take their allowable credits for Federal COBRA Assistance Eligible Individual (AEI)s.

For miniCOBRA scenarios, we await guidance from Insurers regarding what additional client clarifications may be needed to determine AEIs or how they will administer any of these changes regarding premium due identified AEIs.

More to follow on ARPA as guidance is issued from the Department of Labor, Internal Revenue Service, Department of Treasury & our Carrier Partners.

March 10th, the American Rescue Plan Act of 2021 (ARPA) was passed & impacts Employer Group Clients, as well as the Individual Market, in a number of ways.

NAHU’s Healthcare Happy Hour Podcast – ARPA (Includes COBRA, ACA, Exchange Subsidies, Child Tax Credit & More)

Refer to the NFP Latest Insights from the Experts

View the Latest – NAHU Washington Update (1.29.2021)

NFP Latest Insights on COVID-19:

NFP’s COVID-19 Vaccine Webinar – Recorded Session, Listen here

NFP Learning (Recorded Webinar): Employee Benefits Implications of the 2021 Government Funding Bill – NFP Benefits Compliance Team

Department of Labor Updates Family First Coronavirus Response Act (FFCRA) FAQs

Review Updated COVID-19 Resources:

2020 Election Series Ep 7: Post-Election Discussion

U.S Small Business Administration (SBA) offers forgiveness for loans of $50,000 or less, helping PPP small-business borrowers
–Read more here or view the October 13th FAQs

2020 Election Series Episode 6: Business Interruption Coverage – Litigation & Governmental Action

2020 Election Series Episode 5: Early Voting – What it Might Mean

2020 Election Series: Episode 4: Market Watch – A Closer Look at Election Year Volatility

Read the Latest NAHU Washington Update. Topics include:

        • IRS Extends ACA Reporting Deadlines and Penalty Relief
        • New California Laws Address COVID-19 Workers’ Compensation Claims and Employer Reporting When Employee Tests Positive for COVID-19
        • NFP Analysis of Joe Biden’s Healthcare Proposals

NFP Insights from the Experts 2020 Election Series Episode 2: Potential Impacts of a Split Supreme Court

NFP Insights from the Experts 2020 Election Series Episode 3: Biden’s Health Plan – Challenges of a Public Option

View the Latest NAHU Washington Update (9.21.2020)

NFP Insights from the Experts 2020 Election Series (Episode 1): Let’s Talk About Our Favorite Thing – Taxes

Visit the NFP Latest Insights Page for, reference materials, updates regarding relief programs or to watch archived webinars.

View the NFP 2019 Leave Benefits Report.  Created in tandem with Helios HR, for a comprehensive paid leave survey to help clients with key decisions related to their leave benefits.

NAHU Alert: IRS Releases PCORI Fee Guidance

For any client that may administer their own COBRA, it is important that they are fully aware of recent changes surrounding the Extension of Timeframes for Employee Benefits Plans, Participants, and Beneficiaries affected by the COVID-19 Outbreak.  As always we encourage clients or Producers to consider Third Party administration for COBRA services or to seek the appropriate counsel to remain complaint with this complex Employer Law.

CARES Act Summary of the Key Provisions (NFP w/ Steptoe & Johnson LLP)

CARES Act – NFP Insights for Employers

Small Business Owners Guide to the CARES Act

 General Agency Training

NFP-BNGA/UPMC Health Plan 2019 Updates (Recorded Webinar: Small Group-MyCareAdvantage-Eastern Expansion)

Carrier Updates

Click on the carrier logo below for all the latest updates.